Bozarth Management Strategies

Bozarth Investment Management, Inc., a Registered Investment Advisor with the Securities and
Exchange Commission, is proud to announce discretionary portfolio management plans, trusts, and
estates, for corporations and individuals. At Bozarth Investment Management, we demonstrate the
commitment and experience necessary to achieve top performance of your investment capital. We
know that if your investment portfolio is going to meet its long term objectives, it demands a solid
market strategy as well as discipline and patience from an experienced investment advisor. We have,
therefore, created an investment management program for investors who may not have access to the
proper information or the experience necessary to achieve optimal results in the equity's markets.

Investment Philosophy
Bozarth Investment Management, Inc., a Registered Investment Advisor with the Securities and
Exchange Commission, is proud to announce discretionary portfolio management plans, trusts, and
estates, for corporations and individuals. At Bozarth Investment Management, we demonstrate the
commitment and experience necessary to achieve top performance of your investment capital. We
know that if your investment portfolio is going to meet its long term objectives, it demands a solid
market strategy as well as discipline and patience from an experienced investment advisor. We have,
therefore, created an investment management program for investors who may not have access to the
proper information or the experience necessary to achieve optimal results in the equity's markets.

Our goal at Bozarth Investment Management is to design client portfolios that maximize return and
minimize risk, based on the respective goals and investment objectives of each account.

Why Mutual Funds?
Originally, mutual funds were designed to simplify investing, but today, mutual fund investing is
extremely complex. For example: there are now over 10,000 mutual funds; more than the total
number of companies listed on the New York Stock Exchange. Picking top mutual funds can become
burdensome for investors who do not have the time or the information necessary to properly identify
the winners.

In order to find the best mutual fund for your portfolio, we research and identify a select group of top
performers. Our selection process emphasizes no-load fund families which are long term performance
leaders and provide excellent service at low costs. Selecting the right mutual funds is an important
element of our program. We constantly monitor and screen all of our choices with the help of
professional market research and various financial publications. Mutual fund selections are, therefore,
subject to change based upon fund performance and asset allocation.

In addition, we believe that no-load equity mutual funds provide you with one of the best vehicles for
combining safety and profitability. Diversification, liquidity, and flexibility, characteristics of mutual
funds, are important elements for facilitating the rapid adjustments often necessary in today’s
changing market conditions.

Finally, by investing in the market through no-load mutual funds, you can benefit from the expertise
of several professional money managers and market specialists, not just one individual analyst or
money manager.

Commitment to Service Distinguishes Our Firm
Bozarth Investment Management is committed to giving you high-quality service. We take pride in our
ability to promptly respond to your needs. Our team of skilled professionals combine years of
experience in the financial markets. An investment professional is always available to answer your
questions or supply you with additional account information.

At Bozarth Investment Management:
All accounts are managed separately and continually reviewed for client goals of capital appreciation,
income requirements, and risk tolerance.
All clients receive monthly statements showing the value and quantity of securities (stocks, bonds,
mutual funds, etc.,) for each managed account.

Management Expenses
Each managed account is charged an annualized management fee, billed quarterly. First Trust,
founded in 1962, the nation's largest independent trust company for self-directed retirement plans,
member FDIC, is the custodian for all managed accounts. First Trust administers more than 217,000
IRA's and business retirement plans with more than 17.62 billion in assets. When there is trading
activity in your account, you may occasionally incur modest brokerage transaction fees from First
Trust. Additionally, within each mutual fund, there is a management fee which is based on a twelve
month holding period that varies depending on the duration of a fully invested position. Mutual funds,
however, calculate their performance after deducting these expenses, which average about 1%.